Independent quote review, public reputation research, and homeowner risk guidance — so you can move forward with clarity, not anxiety.
15 years in home improvement. 16 years managing risk for clients across the U.S.
"I spent years on the other side of the table — writing quotes, running presentations, and closing contracts. I know how these numbers are built. Now I make sure you do too."
Chad Fletterich brings something genuinely rare: 15 years inside the home improvement industry — thousands of in-home presentations and contract signings across roofing, siding, windows, gutters, and gutter protection — combined with 16 years as an active, licensed insurance professional managing risk for clients across the U.S.
He doesn't just look at your quote as paperwork. He looks at scope risk, contract risk, pricing risk, reputation risk, and homeowner exposure. That's the difference between a second opinion and a risk review.
North Coast Home Advocate is not anti-contractor. Many contractors do excellent, honest work. Chad's job is to make sure you have the information needed to tell the difference — before you sign, not after.
No phone calls required. Upload your documents and Chad handles the rest — your review arrives in your inbox.
Submit your contractor quote — PDF, photo, or document. Choose your review tier and optionally add Rush for 24-hour delivery.
Every submission is reviewed by Chad — not an algorithm, not an assistant. Line items, scope, warranties, and contract terms are all evaluated.
Your Green / Yellow / Red report is delivered by email within your chosen timeframe — clear, plain-English, and ready to act on.
You now have the information the other side of the table had all along. Move forward on your terms — or ask the right questions first.
Every review is written by Chad personally and delivered by email. Choose the level that fits your situation.
A clear Green / Yellow / Red verdict on your contractor quote — covering pricing, scope, materials, and contract terms.
Everything in Essential, plus a deeper section-by-section breakdown, specific questions to ask your contractor, and market pricing context.
The most comprehensive option. Includes everything in Complete plus a professional written summary to share with your contractor.
Contractor pressuring you to sign today? Add Rush to any tier — report in 24 hours.
No jargon. Your verdict is clear enough to act on the same day you receive it.
Your quote is fair, clearly structured, and in line with what we'd expect. Sign with confidence — your report will tell you exactly why.
There are areas worth a second look. We'll flag the specific line items or terms that raised questions so you know what to ask before committing.
Something significant needs your attention. We'll detail exactly what we found so you can make the right decision for your home.
Your report covers the areas that matter most — a complete picture, not just a price check.
These are some of the largest purchases a homeowner will ever make. Pricing varies dramatically — knowing whether your quote is fair is information worth having.
No phone calls required. Your complete review is delivered by email from hello@northcoasthomeadvocate.com — read it on your own time, share it, or forward it to your contractor.
Sent directly to the email you provided. No login, no portal — it's just there when you need it.
Your Green / Yellow / Red verdict with a written breakdown by section. Nothing left to guesswork.
Reply directly to your report email. Chad responds personally — no call centers, no ticketing systems.
Choose what you need — quote review, insurance quote, or both — and upload your documents below.
Upload your quote as PDF, photo, or doc. Choose Essential ($79), Complete ($149), or Premium ($229). Add Rush (+$75) for 24-hour delivery. Covers roofing, siding, windows, gutters, and gutter protection.
As an active Ohio Major Lines licensed professional, Chad can provide a free homeowners insurance quote. Optionally upload your current declarations page. No obligation, ever.
Chad reviews every submission personally and responds from hello@northcoasthomeadvocate.com.
Protecting your home is bigger than just the contractor you choose.
As an active Ohio Major Lines licensed insurance professional with 16 years managing risk for clients across the U.S., Chad can review your homeowners insurance at no cost and no obligation. This isn't a sales pitch — it's an additional layer of homeowner protection for people who want it. Request it alongside your quote review, or on its own.
Your report will be clear enough to act on — or we'll make it right. If you read your review and still don't have a confident understanding of where your quote stands, reply to your report email and Chad will personally follow up until you do.
No extra charge. No runaround. We stand behind every review we deliver.
Follow-up responses within 24 hours. Applies to all review tiers.
"We had three roofing quotes and had no idea how to compare them. Chad pointed out differences in the scope language we never would have caught on our own."
"The contractor was pushing us to sign by end of day. We submitted our quote that morning and had Chad's review by evening. Yellow light — really glad we waited."
"Simple to use, fast turnaround, and Chad actually explained what he found in terms I could understand. I also got the insurance quote — great experience all around."
"I'm not here to tell you whether your contractor is good or bad. I'm here to make sure you understand exactly what you're being asked to sign — and what questions to ask before you do."
— Chad Fletterich · North Coast Home AdvocateFree plain-English guides from Chad — practical information to help you understand your quotes and your rights.
Not all roofing quotes are equal, even when the totals are close. Here's what the line items actually mean and where the risk lives.
Read More
A $6,000 and a $14,000 quote for the same project can both be legitimate — or one can be a problem. Here's how to tell.
Read More
Most homeowners sign contracts without reading them carefully. These five clauses are worth understanding before your pen hits the paper.
Read MoreNorth Coast Home Advocate is an independent consumer-information service. We provide homeowner guidance, independent quote review, and general risk information. We are not a law firm, engineering firm, or licensed contractor. Nothing on this website or in any report we produce constitutes legal advice, engineering advice, or a professional determination of any kind.
Contractor reputation information referenced in any review is based on publicly available sources — including state licensing databases, BBB complaint records, and online review platforms — which may be incomplete, contested, delayed, or missing important context. The presence or absence of public complaints does not constitute a determination of contractor quality, conduct, or professional competence.
Our reports do not guarantee contractor performance, quote fairness, project outcomes, coverage adequacy, or price savings of any kind. The information provided is intended to help homeowners ask better questions and make more informed decisions. All final decisions remain solely with the homeowner.
Once a homeowner executes a contract with a contractor, North Coast Home Advocate assumes no liability for outcomes related to that contract, the contractor's performance, or the homeowner's decision to proceed. Our service is pre-signature guidance only.
Insurance-related services are offered through Chad Fletterich, an active Ohio Major Lines licensed insurance professional (NPN: 16145513). Insurance quotes are subject to carrier underwriting and are not guaranteed. No insurance coverage is bound through this website or through any informal communication.
By using this service, you acknowledge that you have read this disclaimer and agree to use the information provided at your own discretion and risk.
Upload your quote below, or reach out directly. Chad responds to every inquiry personally from hello@northcoasthomeadvocate.com.